Obioha Oti is a native of Ekoli Edda in Afikpo South L.G.A of Ebonyi State, South East Nigeria. He had his junior and senior secondary education at Secondary Technical School, Ekoli/Nguzu Edda and Government Secondary School, Afikpo respectively. After his secondary education, he proceeded to Enugu State University of Science and Technology (ESUT), Enugu, Nigeria, where he studied Chemical Engineering. He also holds a Master’s Degree in Engineering Management from the same university. He worked for about twelve years in First bank of Nigeria Limited – one of Nigeria’s leading banks, and resigned honourably in October, 2017. He is the Founding Chairman of Blessed Trust Group. Blessed Trust Group comprises the following – Blessed Trust and Hope Organization, an MFI, Blessed Trust Creative Services Limited, Blessed Trust Academy and Blessed Trust Publishing and Printing. Obioha Oti has authored many books, including the thriller Too Late for Anything. He is a serial entrepreneur, business consultant and coach. He is the National Vice President of AMMBAN, (Association of Mobile Money and Bank Agents in Nigeria). He is married with children.